Build any version of your career, from promotions and years served to TSP contributions. Rank & Retire gives a rough estimate of your pension and TSP at separation for each one and puts them side by side.
Download on the App StoreBRS · 2026 DFAS pay · today's dollars · rough estimates, not guarantees
Pension and TSP math is confusing, and the stakes are your whole career. Here's how the app answers the common ones.
Build each path as its own career track and compare TSP, pension and High-3 side by side. Your Dashboard stars the track with the biggest TSP at separation.
Get a rough estimate of your monthly pension, High-3 and multiplier under High-3 or BRS. It uses the 2026 DFAS pay tables and your highest 36 months of base pay. Separate at any year from 20 to 40.
Under BRS the government adds 1% automatically plus up to 4% matching, 5% in total. Put in less than 5% and the app tells you, with a rough estimate of what it costs you by separation.
Add milestones for a promotion, a reduction in rank (say, taking a lower grade to retrain into a new job), a TSP rate change, or a rank and rate change together. A staircase shows each year's money against the $24,500 IRS limit.
Add your Continuation Pay bonus in Track Builder (amount and year) and see a rough estimate of what it adds by separation, on your charts, Career Path, Dashboard and Compare. Investing 101 explains it, with official links.
A quick six-step setup builds your profile, with a slider for your years of service from 0 to 30. New to all this? Investing 101 explains the pension, the TSP, the match and Continuation Pay in plain English.
The free version shows one small sponsored card at the bottom of the Dashboard, Track Builder and Compare screens. The unlock removes it and is billed once by Apple: no subscription, nothing renews. Unlock or restore any time from the app's menu under Unlock Pro, with the same Apple ID.
No. Rank & Retire is a planning and education tool. Every number is a rough estimate based on what you enter, not a guarantee. For big decisions like separating, talk to your installation's financial readiness office or a qualified professional.
Everything you enter stays on your phone. There's no account, no login and no cloud sync. A few third-party services (Apple, RevenueCat and Google) collect device-level data under their own policies, never what you type in. See the Privacy Policy.
From the 2026 DFAS basic pay tables and your inputs. Your pension uses your highest 36 months of base pay (High-3). Under BRS the government adds 1% automatically plus up to 4% matching (5% total), stopping after year 26. Your contributions are capped at the 2026 IRS limit of $24,500, and your TSP grows at a conservative, moderate or aggressive return based on historical TSP performance. Figures show in today's dollars by default, with a switch for future dollars. All are rough estimates, not guarantees.
Open the app's menu, tap Unlock Pro, then Restore Purchases. Your $2 unlock comes back free with the same Apple ID. Your tracks live on your phone, so they carry over when you restore from an iCloud backup.
iOS, from the App Store. The current version is 2.3.1. An Android version is planned.
For active duty members of the Army, Navy, Marine Corps, Air Force, Space Force and Coast Guard. It's the tool I wish I'd had, so you can walk into the big decisions already understanding the numbers.
Download Free on the App StoreQuestions, bugs or feedback? support@ranknretire.com · Real person, real reply.